Here’s the thing — the National Payments Corporation of India (NPCI) has issued clear rules for this.If you make a UPI payment of up to ₹2,000 using your RuPay credit card, there are no charges at all. That means if you’re buying groceries, paying for a cab, or grabbing a quick snack — and the … Read more
Ever wondered what happens to your Provident Fund (PF) if you leave your job in your 40s and never touch it again? Does it just sit there doing nothing—or does it keep earning interest? Many people assume that once they stop working, their PF account stops growing. But here’s the surprising truth: that’s not the … Read more
If you’ve ever struggled with the paperwork around your provident fund or dreaded visiting government offices for pension updates, here’s some genuinely good news. The Employees’ Provident Fund Organization (EPFO) has announced a major decision that could make life simpler for more than 70 million employees and pensioners across India. Imagine being able to withdraw … Read more
EPFO Claim Settlement: The Employees’ Provident Fund Organisation (EPFO) has quietly rolled out some major upgrades that are changing how millions of Indians manage their PF accounts. From faster claim settlements to self-correction of details — 2025 could be the smoothest year yet for EPF members. 1. Auto Claim Settlement Just Got Smarter Here’s something … Read more
EPFO Digital Life Certificate: Imagine being 70 years old and having to stand in a long queue at the bank every November—just to prove you’re still alive. For millions of pensioners in India, that’s been the reality for years. But not anymore. In a move that could bring immense relief to senior citizens, India Post … Read more
8th Pay Commission HRA increase: If you’re a central government employee, you’ve probably been asking the same thing everyone else is: Will the 8th Pay Commission really raise our salaries this time? And what about HRA — will that go up too? Well, here’s the truth — the government has officially approved the Terms of Reference (ToR) for … Read more
If you’re tired of watching a big chunk of your income disappear to taxes, here’s some good news — there’s a smarter way to invest and save at the same time. Many investors overlook ELSS mutual funds, but they quietly combine the best of both worlds: tax exemption and high growth potential. Think about it — what … Read more
If you’re an EPFO member, you’ve probably been wondering: Will the EPS-95 pension finally increase in 2026? With the rising cost of living, many retirees feel that the existing pension — often capped at ₹7,500 a month — simply doesn’t stretch far enough. The good news is that discussions about revising the Employees’ Pension Scheme (EPS-95) have picked up … Read more
If you’re a retired government employee or have a family member who served the nation, this new clarification from the Department of Pension and Pensioners’ Welfare (DoPPW) is something you should know. The government has officially confirmed that the enhanced family pension — the higher-rate benefit given to a deceased employee’s family — will now be available only till the … Read more
If you’re one of the millions who keep your savings in a public sector bank, there’s a big change coming your way. The central government is preparing for another major banking reform, and this time, it involves the merger of Union Bank of India (UBI) and Bank of India (BoI). Sounds like just another headline? Think again. … Read more